Financial Options and Dental Insurance in Naples
At Morning Star Children's Dentistry, we believe every child deserves access to quality dental care. Our Naples, FL team accepts many dental insurance plans, offers an in-house plan for families without insurance, and will review your coverage with you so you can make the most of your benefits.
Request an AppointmentDental Insurance Plans We Accept
Our office works with a wide range of dental insurance providers. During your child’s visit, our team will review your coverage and help you maximize your benefits. Accepted plans include:
- Aetna PPO
- Aflac Benefit Solutions
- Ameritas
- Anthem BCBS (OH IN KY CT & NH)
- Argus Dental Decisions
- Blue Cross Blue Shield Association- FEP Dental
- Blue Cross Blue Shield FL (Florida Combined Life)
- Blue Cross Blue Shield of Florida
- Blue Cross Blue Shield of Illinois
- Blue Cross Blue Shield of New Jersey (Horizon)
- Cigna PPO
- DDIC (AL AK FL GA LA MS MT NV TX UT)
- Delta Dental of Arizona
- Delta Dental of Florida
- Delta Dental of Missouri
- Delta Dental of New York
- Delta Dental of Tennessee
- Dentemax
- DentaQuest
- Florida Blue FEP
- Guardian
- Humana
- Lincoln Financial Group
- MERITAIN Health Dental (Minneapolis MN)
- MetLife
- Sun Life Financial (PO Box 2940 Clinton IA)
- Teamcare
- Tricare Military (United Concordia)
- Unum (Administered by Starmount)
- US Health Group
- United Healthcare Dental
Do not see your plan listed? Call us at (239) 920-7827, and we will be happy to check whether we can work with your provider.
In-House Plan for Families Without Insurance
If your family does not have dental insurance, our in-house plan can help make routine and preventive care more affordable. Contact our office to learn how the plan works and what it includes.
Accepted Forms of Payment
For out-of-pocket costs, we accept cash, checks, and all major credit cards. Payment is typically due at the time of service. If your child needs more involved treatment, such as crowns or sedation, we will provide a treatment estimate in advance so there are no surprises.
Preventive Care Saves Money
Many insurance plans cover preventive services such as cleanings and exams, fluoride treatments, and sealants at little or no cost. Keeping up with regular visits helps catch problems early, when treatment is simpler and more affordable.
Tips for Using Your Benefits
- Bring your insurance card and photo ID to every visit
- Complete your patient forms before your appointment
- Schedule checkups every six months to use your preventive benefits
- Ask us about your annual maximum and remaining benefits
Let us help you better afford your child’s pediatric dental care. Call Morning Star Children's Dentistry at (239) 920-7827 today.
Financial Options FAQs
What dental insurance do you accept?
We accept many plans, including Aetna PPO, Cigna PPO, Delta Dental, DentaQuest, Florida Blue, Guardian, Humana, MetLife, Tricare, United Healthcare Dental, and more.
What if my insurance plan is not listed?
Call us at (239) 920-7827. We are happy to check your plan and explain your options.
Do you offer an option for families without insurance?
Yes. We offer an in-house plan to help uninsured families afford their child’s dental care.
What payment methods do you accept?
We accept cash, checks, and credit cards for any out-of-pocket costs.
Will you help me understand my insurance coverage?
Yes. Dr. Rose Gedeon and our team will review your coverage during your child’s visit to help you maximize your benefits.
Is preventive dental care covered by insurance?
Most dental insurance plans cover preventive care such as cleanings, exams, and fluoride for children, often at little or no cost.
Will I know the cost of treatment in advance?
Yes. We provide a treatment estimate before starting any recommended treatment so you can plan ahead.